We all have ongoing physical needs that require regular inputs to sustain life and dignity. Food, water, energy, medicine, housing, and clothing. These are the expenses of life.
In our middle years, most of our lives, we provide for these needs through our labor and work. We provide productive output to our fellow-man, and receive income that we can use to meet our own physical needs and those of our family.
But what happens when we cannot labor anymore? At some point retirement comes and sometimes not by choice. The physical ability to do work and earn income lessens over time. So we must save to provide for ourselves in those years when we can no longer earn a paycheck.
We help people set up savings plans for their retirement that make sure that they can never outlive their money, nor can those savings lose value due to market volatility.
IRAs can offer some ability to invest for retirement, however they are often invested in the markets. Do you want to trust your need in retirement for income to the whims of the market? Our savings plans are based on Actuarial Science, or simply put, the study of risk. In this case your risk of living longer than your savings. With a PaleoSaver plan you can never run out of income no matter how long you live and no matter what troubles the market is going through.